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fOOTER
How we keep your money safe
Because FairFX accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.
FSCS
FSCS

What are virtual cards?

Virtual cards are digital versions of the plastic FairFX cards you might already have in your wallet, recommended for making payments that you know will always take place online.

However by assigning to a person on your FairFX account, you can also use virtual cards with digital wallets, allowing in-person purchases using personal devices such as smartphones and smartwatches.*

*Available exclusively to ‘Standard’ account customers.
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Text image section
Virtual cards
Make in-person payments using your personal devices such as smartphones, smartwatches, and more.*
Find out more
Instant-issue
Get instant access to virtual FairFX cards, ready to spend whenever you are.
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20 major currencies, no plastic
Virtual cards from FairFX are digital and plastic-free, making them a more sustainable and environmentally conscious choice for your spending at home and abroad.
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BENTO GRID
BENTO GRID

Pricing and fees

Here you can see a full list of fees for our multi-currency card.
Cards
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    Free first card order

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    Free replacement card for the first replacement, £6 for subsequent ones

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    Free card renewal

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    Free monthly management fee

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    £2.00 per month expired card administration fee (or other currency equivalent) on expired cards with leftover balances

Transactions
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    Free in one of the 20 supported currencies

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    2.25% fee applied for any other currency

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    Over the counter cash withdrawals cost a £2.00 flat rate + 3.75% of the transaction amount

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    Point of sale, free when in one of 20 currencies

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    £1.00 fee for UK and International ATM withdrawals

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    £5.00 GBP to GBP transfer fee (refund fee)

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    Free card load fees

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    £0 international payment fees

sUBSCRIPTIONS INFO
sUBSCRIPTIONS INFO

Expert
human support

Our UK-based customer service team is on-hand to give you real, human support through live chat (Mon-Fri, 09:00-17:00) or by email 365 days a year.
HUMAN SUPPORT SECTION
HUMAN SUPPORT SECTION
PRE FOOTER CTA
PRE FOOTER CTA

Virtual cards

Get free virtual multi-currency cards to use for online payments, and with digital wallets, pay in person using your smartphone, smartwatch, and more.

The FairFX Currency Card

Get your free physical or virtual multi-currency card to use in over 190 countries around the world, wherever Mastercard is accepted.

Need to know more?

How can I check my PIN if I’ve forgotten it?

You can always view your PIN in the FairFX Currency Card app wherever you are on your travels.

You can also get a PIN reminder by calling our automated telephone service on +44 (0)1244 77 99 00 , calls are charged at standard network rates.

Please note that your card must be active in order for you to use this service. If you have exceeded your PIN tries you’ll need to have your card unblocked before calling for a PIN reminder.

How much can I withdraw from an ATM?

You can withdraw up to £1,500 per day, or local currency equivalent, from an ATM using the FairFX Currency Card.

How do I top up my card?

You can top up in 15 currencies at great rates using the FairFX Currency Card app, or by signing in to your account online.