Personal
Business
Support

Virtual cards

Get free virtual multi-currency cards to use for online payments, and with digital wallets, pay in person using your smartphone, smartwatch, and more.
Get started
Trustpilot
Trustpilot
How we keep your money safe
Because FairFX accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.

What are virtual cards?

Virtual cards are digital versions of the plastic FairFX cards you might already have in your wallet, recommended for making payments that you know will always take place online.

However by assigning to a person on your FairFX account, you can also use virtual cards with digital wallets, allowing in-person purchases using personal devices such as smartphones and smartwatches.*

*Available exclusively to ‘Standard’ account customers.
Get started
Virtual cards
Make in-person payments using your personal devices such as smartphones, smartwatches, and more.*
Find out more
Instant-issue
Get instant access to virtual FairFX cards, ready to spend wherever you are.
Get started
21 major currencies, no plastic
Virtual cards from FairFX are digital and plastic-free, making them a more sustainable and environmentally conscious choice for your spending at home and abroad.
Get started

Pricing and fees

Here you can see a full list of fees for our multi-currency card.
Cards
  • check mark Icon

    Free first card order

  • check mark Icon

    Free replacement card for the first replacement, £6 for subsequent ones

  • check mark Icon

    Free card renewal

  • check mark Icon

    Free monthly management fee

  • check mark Icon

    £2.00 per month expired card administration fee (or other currency equivalent) on expired cards with leftover balances

Transactions
  • check mark Icon

    Free in one of the 21 supported currencies

  • check mark Icon

    2.25% fee applied for any other currency

  • check mark Icon

    Over the counter cash withdrawals cost a £2.00 flat rate + 3.75% of the transaction amount

  • check mark Icon

    Point of sale, free when in one of 21 currencies

  • check mark Icon

    £1.00 fee for UK and International ATM withdrawals

  • check mark Icon

    £5.00 GBP to GBP transfer fee (refund fee)

  • check mark Icon

    Free card load fees

  • check mark Icon

    £0 international payment fees

Expert
human support

Our customer service team is on-hand to give you real, human support through live chat (Mon-Fri, 09:00-17:00) or by email 365 days a year.
Get in touch

Let's get started

Get started
FairFX logo
Our apps
Features
Multi-currency cardLinked CardsVirtual cardsInternational paymentsBusinessDeveloper portal
About
BlogCareersInvestors
Support
FAQsContactService statusScams & Fraud AwarenessAPP Fraud ReimbursementCustomer vulnerability
Our apps
App store buttonGoogle Play button
Part of the Equals Group logo
Terms & conditionsPrivacy policyCookie policyModern slavery statementComplaints
FairFX is a trading style of Equals Money Plc. is authorised as a Payment Institution by the Financial Conduct Authority (FCA) with the Firm Reference Number (FRN) 488396. Company registered in England and Wales, with the Registration No. 05539698. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ, UK. Cards are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised as an Electronic Money Institution by the FCA with the Firm Reference Number (FRN) 900493. Company registered in England and Wales, with the Registration No. 09558664. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ, UK. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.