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Your personal spending solution

Stay in control of your personal spending at home with a prepaid FairFX card and earn up to 3.5% cashback at select UK retailers.
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How we keep your money safe
Because FairFX accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.

Spend, no matter the scenery

The perfect alternative to traditional debit or credit cards, prepaid FairFX cards are the solution for your personal spending, no matter where you spend your time.
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Reduce overspending and top up funds as you need them to stay within your personal spending budgets.

From the beaches of the Amalfi Coast to your local supermarket, FairFX gets you more for your money.
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Rewards
Earn up to 3.5% cashback in-store or online at some of the UK’s top high street retailers.
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Convenience
Pay with your FairFX card using your personal smart devices. Available exclusively to ‘Standard’ account customers.
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Pricing and fees

Here you can see a full list of fees for our FairFX card.
Cards
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    Free first card order

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    Free replacement card for the first replacement, £6 for subsequent ones

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    Free card renewal

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    Free monthly management fee

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    £2.00 per month expired card administration fee (or other currency equivalent) on expired cards with leftover balances

Transactions
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    Free in one of the 20 supported currencies

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    2.25% fee applied for any other currency

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    Over the counter cash withdrawals cost a £2.00 flat rate + 3.75% of the transaction amount

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    Point of sale, free when in one of 20 currencies

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    £1.00 fee for UK and International ATM withdrawals

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    £5.00 GBP to GBP transfer fee (refund fee)

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    Free card load fees

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    £0 international payment fees

Expert
human support

Our UK-based customer service team is on-hand to give you real, human support through live chat (Mon-Fri, 09:00-17:00) or by email 365 days a year.
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Part of the Equals Group logo
Terms & conditionsPrivacy policyCookie policyModern slavery statementComplaints
FairFX is a trading style of Equals Money PLC (Registered in England & Wales No. 05539698). Registered Office: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money PLC is authorised and regulated by the Financial Conduct Authority to provide payment services (FCA No. 488396). Card numbers beginning with 539250 or 533919 are issued by Valitor Limited pursuant to licence by Mastercard International Inc. Valitor Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (FCA No. 900688). Card numbers beginning with 558047 or 549619 are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (FCA No. 900493). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Because life is for sharing

Payment
Get more for your money
Add money to your Linked Cards at great rates or move it between the 15 available currencies, ready for another trip.
Payment
A secure way to share
If you’re ordering cards for youngsters, transactions associated to betting or adult services will be blocked. You can also pause cards whenever you need to.
Payment
Your money, your way
Choose between shared or separate balance cards for your users. Cards can be used anywhere in the world with low fees applied to transactions outside of our 15 currencies.